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February 27, 2010
Car-Accidents
             
 
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Accident Terms and Definitions

 
 

Dismantled Title
The vehicle sustained major damage to one or more major component parts and the cost of repairing the vehicle for safe operation exceeds its fair market value.

Hearsay
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.

Flood Damage Title
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.

Underinsured Motorist Coverage
Pays for bodily injury or wrongful death caused by an underinsured motor vehicle (that is, a vehicle which is insured, but at an amount that is less than your uninsured motorist bodily injury (UMBI) limits).

Commission
That portion of the premium paid to the agent as compensation for his or her services.

Uninsured Motorist Coverage (UMC)
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.

Witness
Person who testifies under oath before a court, regarding what he/she has seen, heard or otherwise observed.

Loss Due To Fire Title
The vehicle sustained major damage due to fire. In most states, fire damage titles are issued when the cost of repairing the vehicle for safe operation exceeds its fair market value.

Commissioner of Insurance
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.

Summons
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.


Contact our Iowa Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 
Did You Know?    
 
 
By 2025, Senior Citizens Will Be The Largest Percentage Of "Rear End" And "Turning Left" Accidents
By the year 2025 there will be 33 million people who are 70 years or older. They will make up the largest percentage of the “turning left” and “rear end” accidents. Slowly but surely Senior Citizens have developed a higher accident ratio than teenagers.

 


  Newsroom  
 


Fatal Traffic Crash - Highway 97 north of Oregon / California Border
Oregon State Police troopers are continuing the investigation of a fatal traffic crash in which a California resident, who was a student at Oregon ...
Read more >


Fatal Traffic Accident
On 03/29/07, at about 10:06 p.m., Bakersfield Police responded to the intersection of Wilson Road and South “H’ Street for a major injury traffic a...
Read more >


Near-Fatal Police Car Accident In Dutchess Underscores Need To Investigate Crown Vic Police Cars
A Dutchess County Deputy Sheriff narrowly escaped death Friday morning when his Crown Victoria police car collided with a tractor trailer and caugh...
Read more >


More news >

 
 

Terms

 


Today's Terms

Deductible

Definition:
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.

Limited Tort

Definition:
Offers savings on your premiums. You are still able to recover all out-of-pocket medical and other expenses, however you are not able to recover non-monetary damages or receive payments for pain and suffering unless injuries are defined as serious.

Hit and Run

Definition:
An accident caused by someone who does not stop to assist or provide the required and necessary information.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Iowa Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Iowa Car Accident Lawyers as soon as possible:

  • Ames
  • Ankeny
  • Bettendorf
  • Burlington
  • Cedar Falls
  • Cedar Rapids
  • Clinton
  • Council Bluffs
  • Davenport
  • Des Moines
  • Dubuque
  • Fort Dodge
  • Iowa City
  • Marion
  • Marshalltown
  • Mason City
  • Muscatine
  • Newton
  • Ottumwa
  • Sioux City
  • Urbandale
  • Waterloo
  • West Des Moines
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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